The Usual SpamsThe usual spams are usually comments that does not have anything to do with your contents and does not have any intention to form any connection with your contents but only cares about the spammers agenda. Imagine below this post, there is somebody commenting like this: "If a poor widow can be rich after losing all she has, you too can be richer. My advice to you all is believe and pray. Mr. Fajar Purnama is my mentor, I call him widows trader and widows account manager. Reach him at https://www.torum.com/u/0fajarpurnama0." This post has nothing to do with trading, has nothing to do with widow, and proposes for someone else to manage your money where even experience investors always says "not financial advice". The Spam in TorumThis is true for all other rewarding platforms. Naturally, those users are banned as announced in TORUM’s First Community Ban Hammer. Can spam affects XTM's price?How to reduce spams?Mirrors
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What is $RFND?If you followed from the beginning, you probably have a solid understanding, but if you are a newcomer like me, you probably wonder what kind of perks that this token than bring other than just being a token. There are two chronological order to understand what $RFND is. Bitcoin CashYou probably know that Bitcoin is the first cryptocurrency which is a currency that is open, decentralized, permissionless, and many other features powered by cryptographic technology. It is able to verify transactions and reach a consensus without a third party but through algorithm. Thus, the ownership of assets is returned to each holders unlike the money in the banks. Each people are different and each people have different visions and thus, the development of Bitcoin can no longer be in a singular path. Vitalik wanted to implement smart contracts on Bitcoin but was regarded as a spam by most developers so he created Ethereum. Roger Ver and some developers wanted to focus Bitcoin as a medium of exchange and found it necessary to increase the block size where one of the reason is for faster transaction but many developers do not agree and it is better to leave Bitcoin originally as it is so Bitcoin Cash was born. Cutting off the story, we proceed to this article's explanation that $RFND is related to Bitcoin Cash. Simple Ledger ProtocolIt is through $RFND that I first learned about simple ledger protocol (SLP). SLP is a protocol to issue tokens on Bitcoin Cash blockchain. From their FAQs, there is a question "Is SLP like Ethereum’s ERC-20, but for $BCH?" and the answer is "In many ways, yes.". They are the same in where anyone can issue their own tokens with the difference that ERC-20 is following Ethereum's vision while SLP is following Bitcoin Cash's vision. Finally, we can answer what $RFND really is. In substance it is a token issued with SLP. If you want to know its tokenomics such as its circulating supply, check through SLP's explorer. Intended Benefit of $RFNDI read the lightpaper and sorry to say it was very textbook for me. It was only on the founder's (Jan Bouda's) Youtube video, I finally get what $RFND is, at least from a newcomer's perspective. RFND is an acronym of "refund" which is associated with other than refunds are cashbacks, rewards, discounts, etc. Psychologically when shopping, who does not love refunds eventhough there may not be much difference in the cost but refunds just makes most of us happy. If check their Youtube channel, you can see that they even give $BCH cashbacks to $RFND purchasers. In their twitter, you can see that they give rewards and airdrops to loyal hodlers. Now we can finally understand what the lightpaper means. Other than what I wrote above, $RFND have a clear tokenomic schedule of 5.5 Decades Of Gradual Circulating Supply Issuance (DGCSI). Here is what is written "However, if there will be a strong bear market during that year, RFND Investment would start to slow down the circulating supply issuance speed or in some certain circumstances, we may even stop RFND issuance for some weeks or even use buy-back scheme.", in other words in line in what they said on their website "refund" and "defends your funds". My ExpectationsTheir "refund" theme is attractive for me but the lightpaper lacks details of how they can deliver that refund. They can give $RFNDs as many as you want but holds no meaning unless they have value. They did give refunds in $BCH but how will they acquire more $BCH? They did mention of sharing their income from their digital products and eco friendly projects, but what are they? The alliances shows promise but as a new user, I do not know what they are, so at least provide some links. Oh wait! They are still early, so what I am demanding, they are working on it. Therefore, I will await for the good news. Find Out MoreBityard Affiliate ProgramBityard Bonus ProgramBityard Crypto and Derivative Trading Available as Demo and LiveBityard MiningBityard Copy TradingBityard Other MenusI find to no need to highlight other menus such as deposit, withdrawal, profile, security, etc. If you want to see the rest, just watch my video with timestamps available. Bityard Regulation and LicensingBityard Content Creator MaterialsTorum adalah platform media sosial yang unik bahkan di antara platform crypto. Torum asyik untuk digunakan karena berbagai misi dan gamifikasi lainnya. Sayangnya, Torum bukan platform tahan sensor yang berarti Anda tidak dapat memposting seenaknya. Kabar baiknya, Torum hanya bermaksud untuk menyensor konten yang jelas-jelas negatif seperti kekerasan. Ini berarti mereka tidak bermaksud untuk menyensor konten yang kedengarannya tidak baik bagi pemerintah seperti Penangguhan berulang London Reals karena jurnalisme tentang COVID-19 dan pembersihan crypto massal di Youtube di tahun baru 2020. Kabar buruknya adalah Torum adalah perusahaan transparan di mana bahkan markasnya diketahui. Meskipun mereka hanya ingin menyensor konten negatif yang terlihat jelas, pemerintah dan pihak berwenang dapat menekan mereka untuk menghapus konten yang tidak mereka setujui. Jika menurut Anda berita buruk ini tidak memengaruhi komunitas crypto secara umum, pikirkan lagi. Torum dirancang untuk startup crypto yang akan datang dan berinteraksi dengan komunitas dan apa yang terjadi jika mereka memutuskan untuk meluncurkan penawaran koin awal (ICO atau inital coin offering) atau penawaran pertukaran awal (IEO atau initial exchange offering) yang belum disetujui oleh Komisi Sekuritas dan Bursa AS (SEC atau The U.S. Securities and Exchange Commission)? Seperti Binance, regulator dapat meminta Torum untuk menghapus ICO, IEO, dll, atau mengecualikan warga negara Amerika Serikat (AS) atau menghadapi tindakan hukum. Apa yang tidak boleh dilakukan:
Detail lebih lanjut tentang persyaratan layananmereka Apa yang tidak disarankan untuk dilakukan:
Karena ini tidak didokumentasikan tetapi tidak disarankan oleh komunitas, silakan tinggalkan komentar jika saya melewatkan sesuatu. Apa yang baik dan bahkan didorong tetapi tidak disetujui oleh beberapa orang:
Sebenarnya, ini umum untuk hampir semua platform crypto. Apa yang boleh dilakukan:
Apa yang didorong untuk dilakukan:
Haruskah Torum menuju desentralisasi?Proyek crypto mana yang tidak ingin memiliki platform terdesentralisasi? Tentunya itu adalah minat terbaik Torum dalam jangka panjang. Namun, pendekatannya adalah masalahnya. Jika Torum saat ini bergeser ke platform terdesentralisasi dan tim bergeser ke organisasi otonom terdesentralisasi (DAO atau decentralized autonomous organization), itu mungkin harus mengorbankan beberapa pengguna saat ini dan pengguna masa depan karena pendekatan tersebut akan mengurangi kesempatan aplikasi untuk terdaftar di toko terkenal sekarang seperti Google Playstore dan App Store. Bahkan di antara pengguna kripto, hanya sedikit yang masih menggunakan aplikasi terdesentralisasi (dapps) dan penyimpanan sumber terbuka seperti F-Droid. LBRY pernah dihapus dari playstore karena beberapa konten, Bittube.tv pernah ditangguhkan oleh Google, dan Fortnite telah ditangguhkan di appstore dan playstore karena memasang pembayaran langsung. Pendekatan terbaik yang saya tahu adalah membuat dua platform berbeda di mana satu terpusat dan yang lainnya terdesentralisasi dan tentu saja batasannya adalah sumber daya di mana saya mengerti jika itu terlalu banyak untuk ditangani oleh tim. Torum is a unique social media platform even among crypto platforms. Torum is fun to use because of its various missions and other gamifications. Unfortunately, it is not a censorship resistant platform which means that you cannot totally post anything you want. The good news is that Torum only intends to censor obvious negative contents such as violence. This means they do not intend to censor contents that does not sound good for the governments such as London Reals repeated suspension due to journalism about COVID-19 and the mass Youtube crypto purge in new year 2020. The bad news is Torum is a transparent company where even the headquarters are known. Although they only want to censor obvious negative contents, the government and authorities can pressure them to take down contents that they do not approve. If you think that this bad news does not affect the general crypto community then think again. Torum is design for crypto startups to come and interract with the community and what happens if they decide to launch an intial coin offering (ICO) or initial exchange offering (IEO) that has not been approved by The U.S. Securities and Exchange Commission (SEC)? Like Binance, the regulators can ask Torum to take down the ICOs, IEOs, etc, or exclude United States (US) citizens or face legal actions. What is not okay to do:
more details on their terms of services. What is discouraged to do:
Since these are not documented but discouraged by the community, please leave a comment if I missed something out. What is okay and even encouraged but disagreed by some:
Actually, these are general to almost all crypto platforms. What is okay to do:
What is encouraged to do:
Should Torum head for decentralization?Which crypto projects does not want to have a decentralized platform? Surely it is the best interest for Torum in the long run. However, the approach is the problem. If the current Torum shifts to decentralized platform and the team shifts to decentralized autonomous organization (DAO), it may have to sacrifice some current users and future users because the approach will lessen the chance for the application to be listed in well known stores now such as Google Playstore and App Store. Even among crypto users, few still uses decentralized applications (dapps) and open source stores such as F-Droid. LBRY was once delisted from playstore due to some contents, Bittube.tv was once suspended by Google, and Fortnite was suspended in appstore and playstore for installing direct payment. The best approach that I know is to make two different platform where one is centralized and the other one is decentralized and ofcourse the limitation is the resource where I understand if it is too much for the team to handle. I usually do not make short posts. However, as I see the narrative of this scam and just received the email now, I evaluated that it maybe a potential threat which is why it is best to spread this as soon as possible. Here is the content of the email: The reason why I considered this as a threat because I almost believed and planned to send my ETH to this address. However, I remembered my first time of being scammed which seems similar and thankfully I stopped. Why I almost fallen because ETH 2.0 is a hot topic and people are eager to give it a try for example whether the fees got smaller and here the email tells us to convert our ETH to ETH 2.0 by sending it to an address to enjoy the features and don't worry, the ETH will return automatically as it is a smart contract it said. What to do?
Final Warning! Please verify whether this conversion is true or not. Send your ETH to the suspicious address above at your own risk!1. Siapa Saja Timnya?Ada dua hal pertama yang setiap orang harus lakukan tetapi dapat dilakukan ketika mempertimbangkan proyek apa pun (bukan hanya kripto) dan itu adalah (1) Naratif dan (2) Fundamental. Namun, ada lebih banyak hal yang perlu diketahui jika kita ingin berinvestasi dengan aman dalam proyek seperti (3) sistem. Namun, apakah kita memiliki kemampuan untuk memeriksa kode sumber (source code) dan melakukan analisis rantai (chain analysis)? Bahkan jika Anda melakukannya, apakah Anda benar-benar punya waktu? Bagi yang tidak bisa, hanya dapat mengandalkan dua hal lagi yaitu tim dan komunitas. Siapa tim di Torum? 2. Dimana Markas Torum?3. Hampir Tidak Ada Resiko Bergabung Dengan Torum4. Siapa Yang Untuk Diikuti Torum?4.1 TimnyaTidak diragukan lagi, yang pertama harus Anda ikuti adalah tim. Saya menyediakan hyperlink di sini dan yang harus Anda lakukan hanyalah klik kanan padanya dan buka tab baru:
4.2 Para Duta BesarMenurut saya, yang kedua diikuti adalah duta besar yang merupakan pendarat di luar tim internal. Kelompok pertama dipilih oleh @jayson dan tim karena mereka secara positif aktif di Torum, pemberi pengaruh kripto populer, pembuat konten, dan hal lain yang memberikan kualitas, itulah mengapa saya yakin untuk mengumumkan bahwa mereka layak untuk diikuti. Berikut adalah daftar terbaru dari 1 Desember 2020:
4.3 Orang lain yang Anda gemari
1. Who are the teams?There are two first things that everyone must but can do when considering any projects (not just cryptos) and that is (1) Narrative and (2) Fundamental. However, there are more things to know if we want to be safe investing in the project such as (3) the system. However, do you have the abilities to inspect the source codes and perform chain analysis? Even if you do, do you really have the time? For those who cannot, there are only two more things to rely on and those are the team and the community. Who are the teams in Torum? 2. Where is Torum's headquater?3. Almost no risk in joining Torum4. Who to Follow Torum?4.1 The TeamNo doubt the first ones you have to follow are the teams. I provided the hyperlink here and all you have to do is right click on them and open new tab:
4.2 The AmbassadorsIn my opinion, the second ones to follow are the ambassadors who are landers outside of the internal team. The first batch were chosen by @jayson and the team because they are positively active in Torum, popular crypto influencers, content creators, and anything else that bring quality which is why I am confident to announce that they are worthy to follow. Here are the latest list from December 1st, 2020:
4.3 Anyone else you enjoy
Mirrors
I was wreck $600 eventhough I have bought after the big dump because it turned out that the dumped had not finished. Slowly, it was still dumping a half price more and for once in my life, I sold at the bottom. Second to worst than buying high selling low which was buying middle selling low. This is my story: Another lesson of this article is to always take responsibility when recommending an investment. Even if you are simply telling your story and not pushing other's to invest, it wise to make a disclaimer "this is not financial advice" as you would not want to be responsible for the loss of your listener. Mirrors
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ReferralsCurrently the quantity is too much to handle when the value I earned is not much. So I may report this on a separate article. November 2020 Income ≈ $126.5205Grade: CPersonnal CommentsYes, I earned $20 less than last month but I actually feel that I earned more than I expected. I wrote sad things last month and I predicted that I cannot continue like this much longer. It was sad for me because this would have been almost a perfect life as a full time content creator if I were living alone where earning a hundred dollar a month is enough for me. By then, I made a decision to stop working on my book, stop writing about my ideas, stop pursuing online earnings, and complete my curriculum vitae to increase my opportunity of getting a job. Yes, this month I was working full in publishing any research and scientific writing that I have written in the past during my studies online where I only expect to earn a few pennies but I never expect that I reached over a hundred dollars a month once again and received some supportive comments that liked those works. Therefore I would like express my deepest gratitude to everyone in the platforms that I mentioned above. Personal MissionsLast month I expressed my sadness of having to give up this dream job but this month I finally understood the main reason why I was sad. It is not truly because I have to give up my dream job but because I have personal missions that I want to fulfill. This month, I realized what those personal missions are that I subconsciously made long ago:
AppendixDonationPersonally, I enjoyed being a full time independent content creator very much and I once again thank the platforms, investors, donators, and viewers for making my venture possible through donations, tippings, and upvotes. If you enjoy and/or want to further support my work you may choose more form of donation:
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